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A comment on Asian and African super apps are following the playbook WeChat originated. Parent comment

Re:Asian and African super apps are following the playbook W... by lvbu on Wednesday May 27, 2020 @02:08AM (#23319864)
In India, it is quite similar and popular. However we can do that with a variety of apps. The amount will be deducted from account. It uses the unified payments interface (https://en.wikipedia.org/wiki/Unified_Payments_Interface) tech and Bharath QR (https://en.wikipedia.org/wiki/BharatQR)
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