Well, the "due consideration" needs to duly consider the actual costs and benefits of the off-the-shelf software, not make the kind of unsupported blanket claims about its obvious superiority, like you just did. Every off-the-shelf program has maintenance costs, flaws, and weak fitness for purpose. You just made a sweeping and italicized claim that all off-the-shelf software is both less risky and faster to develop than house-made software. That's a dangerous philosophy and probably isn't true for every organization and application.