Loan payments increase every month, also some other services like insurances are charged this way. But of course your salary is paid in the local currency and doesn't get adjusted at all. The problem is that it is all we have access to, every loan in the country works this way. So there is not much the consumer can do, people want houses, people need to pay for college, people need a car.

In most countries inflation works in your favor, here it works in the banks favor.

On the other hand, sounds like a possible major opportunity if you provide a solution that is better for the people.

Regulations probably prohibit anything else but I haven't looked into it.