Am I correct in thinking that the rationality or lack-thereof of the emotions is considered a factor? And if so, how can that be evaluated through questionnaires asking people about themselves?

Suppose for example a woman lives in an environment that's dangerous for her but not so for men. On the questionnaire, she reports that she often feels afraid. Is that answer considered evidence of neuroticism? It seems to me that it shouldn't be, but you'd need to examine the individual circumstances on a case-by-case basis to tease out the difference between rational fear and neurotic fear. From a logistics standpoint I don't see how that analysis could be done at scale, hence my skepticism that any of this is actually scientific.