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Re:Are we too busy to enjoy life? by pbourke on Thursday April 30, 2020 @07:00PM (#23037254)
Canada has the Tax Free Savings Account, which can be used like a Roth IRA (long-term investing without taxes due at withdrawal) or like a regular savings account. It's an after tax account, but earnings are, as the name says, tax free regardless of type.

https://en.wikipedia.org/wiki/Tax-free_savings_account

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