AT&T: http://www.wireless.att.com/coverageviewer/#?type=voice
T-Mobile: http://www.t-mobile.com/coverage/pcc.aspx
If I lived in an urban area (where T-Mobile is likely to have already deployed both standard 3G and HSDPA+ coverage, and AT&T's network has a higher than average proportion of heavy iPhone users), my experiences with either carrier are likely to be different than if I lived and stayed in the suburbs or rural areas (where T-Mobile is more likely to either have EDGE coverage or nothing at all).
Additionally, measuring "bars" is useless to the measurement of coverage (1) because the bars on one phone could mean something totally different than the bars on another phone (see iPhone reception miscalculation) and (2) because how many bars you have, or signal strength or reception, is determined in part by how close you are to the signal source. So what if you have perfect reception if you live right next to a cell tower?