>Will I have to make up the mortgage payments at the end of the 90-day grace period?
>Yes, these mortgage payments will need to be made up by consumers. The Department has requested that forbearance payments be added to and made at the end of the life of the loan. However, consumers should contact the institution that services their home loan to understand the specific programs and terms available to them.
This is not true:
https://www.state.nj.us/dobi/covid/mortgagerelief.html
>Do I still need to pay my mortgage?
>Yes.
>Will I have to make up the mortgage payments at the end of the 90-day grace period?
>Yes, these mortgage payments will need to be made up by consumers. The Department has requested that forbearance payments be added to and made at the end of the life of the loan. However, consumers should contact the institution that services their home loan to understand the specific programs and terms available to them.