On the flip side. I have a friend she is native Japanese, divorced, clerical worker with low income. She got a used house in the suburbs of a small city. (30 minute bus/walk commute) She basically only paid for the price of the land. The house itself is in good shape and the only maintenance issues have been the ones you'd expect from a twenty year old house. Heater replacement, a kitchen vent. I've been inside the house and I see no evidence of shoddy construction. (not that I'm trained to spot it).

My point the housing market like it is makes it much less likely for people to become homeless. Japan's homeless numbers reflect this.