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Re:Millions of credit-card customers can’t pay their bills by dehrmann on Saturday April 25, 2020 @03:53PM (#22980891)
> If the American consumer started developing financial discipline starting tomorrow...that's probably a good thing for the long run

Don't be so sure.

https://en.wikipedia.org/wiki/Paradox_of_thrift

Re:Millions of credit-card customers can’t pay their bills by jhwang5 on Saturday April 25, 2020 @05:10PM (#22981525)
I think discipline != penny pinching