Alternatively, servers where certain categories of cheats are allowed, so if you just prefer playing with a minimap you can be with like-minded people.

This is assuming the mind of a cheater is “I prefer playing in this mode”, rather than “I want to win a lot of fake internet pints”. Idk which is more accurate.

Of course, that doesn't address all of it: one could still have the very best cheats that never get detected on a highly trusted account. It's silly, but then if they did get detected one day, they'd lose all their precious skins (which have non-zero to significant monetary value), as they become untradeable forever.

But yeah, I think ESEA has some of what you're talking about built in already. Why spend a bunch of money on accounts that keep getting banned?