> If you can't pay for it yourself, you're looking for charity.

I hope you don't believe in Karma, because you're tempting fate. I doubt you'd strike the same tune if you or your loved ones had a severe and/or chronic illness that threatened to bankrupt you through no fault of your own.

Also, in the US, your health insurance is probably tied to your employment. Expecting someone to stay at the same job (on the same insurance) for the rest of their life after learning about some illness, and calling anyone who isn't able to do this a charity-seeker, is asshole behavior.