People can't threat model because they don't really know what the governments consider interesting and a threat to their exercise of power.
So always use E2EE.
I'm one of those people that refuses to accept that "privacy is dead"; but there's also a lot of casual/low-stakes communication that I treat like a personal conversation in an IRL public setting, operating on the assumption that a stranger can/will overhear it.
>I'm one of those people that refuses to accept that "privacy is dead
I never claimed it was. I was making the point that you should protect everything so you don't leak metadata about when you're having private conversation. That's exactly what happens when you e.g. enable secret chats in Telegram. You're telling the company "I'm now talking to Bob, and I'm intentionally making the decision to not share that data with YOU". That's really, really valuable metadata to governments.