Several regulators added pandemic preparedness to business continuity planning requirements following H1N1. In recent years most of those requirements have been significantly relaxed if not removed entirely. To give you a quick idea of how drastically things have changed in a very short time you can look at the Business Continuity Planning Handbook the FFIEC[1] publishes as a compliance guide.

The prior version[2] used the word "pandemic" 139 times while the current version[3] mentions it only 18 times.

Considering financial institution compliance is hardly known for speedy updates that is an absolutely monumental shift in guidance in less than four years.

[1] https://en.wikipedia.org/wiki/Federal_Financial_Institutions...

[2] https://ithandbook.ffiec.gov/media/391101/ffiec-itbooklet-bu...

[3] https://ithandbook.ffiec.gov/media/296178/ffiec_itbooklet_bu...