I'm not on £130k but I'm in London and also doing some development aa part of my job. Most of the knowledge I gained over the last few years will be rendered useless in a few months from now because there will be hordes of 10 times more experienced desperate for jobs. So be it. I'll pull out my plumbing tools, I haven't used for years, and start providing different services. If that won't work,will have to figure out something else. This will be a massive readjustment for everybody..