Re:Is employer-based health insurance a barrier to entrepren...
by anamax on Monday February 28, 2011 @04:09PM
(#2272924)
> It is easy to tell people not to let their insurance lapse. If they have no income, this is not feasible.
If they have no income, health insurance isn't their only problem. There's housing and food as well.
> Plenty of employees in the current system stay with their employer out of fear of losing their coverage instead of pursuing other opportunities.
Lots of things have that effect, including having kids, buying a house, and so on. Many of them have far greater effect than pre-existing conditions, yet ....
There are also people who can't take the leap because taxes keep them from saving enough. Increasing their taxes to pay for other people's healthcare is going to make that worse.
None of the proposals address cost. (No, preventative care doesn't actually reduce costs. It "merely" makes life more enjoyable.) They just cost shift differently.
If they have no income, health insurance isn't their only problem. There's housing and food as well.
> Plenty of employees in the current system stay with their employer out of fear of losing their coverage instead of pursuing other opportunities.
Lots of things have that effect, including having kids, buying a house, and so on. Many of them have far greater effect than pre-existing conditions, yet ....
There are also people who can't take the leap because taxes keep them from saving enough. Increasing their taxes to pay for other people's healthcare is going to make that worse.
None of the proposals address cost. (No, preventative care doesn't actually reduce costs. It "merely" makes life more enjoyable.) They just cost shift differently.