You just said there should be no stimulus package. Why did you suddenly change your mind and say "We can shift the problem to the banks and then give the banks a stimulus package"?

It feels very weird. Why does it matter whether businesses or banks receive the 0% interest loans? It's just a shell game. You didn't solve anything but yet you make your own solution sound better.

As a whole nothing connects the financial system to the real world. Therefore it cant fail. If the robots take over and humanity goes extinct the financial system will continue to work just fine.