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Re:Coronavirus Stimulus Bill in Congress Proposes U.S. Digit... by sidpatil on Tuesday March 24, 2020 @06:41PM (#22679854)
Those two things aren't correlated. Lots of people without access to the banking system have mobile phones, and services have emerged to bring them into the system. For example, M-Pesa [0] is the first one that comes to mind.

[0] https://en.m.wikipedia.org/wiki/M-Pesa

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