This doesn't make sense to me at all. If you pause transactions temporarily and then resume them later once we've regained some stability, I don't understand how you see your points as being true? Who isn't getting paid? Where is the problem being shifted to? (Are you thinking the courts? That isn't being proposed, it is only mentioned as an illustration that that which is "impossible", is actually fairly routine, the difference is that in this case it would be done at massive scale.

Does this increase risk? I would think so, but I think people should have an obligation to provide at least some evidence or logical reasoning as to why we must accept the particular flavor of corporate socialism we practice. If an idea is sound, it should be defensible.