I am genuinely curious to understand what you mean by “make home ownership as simple as renting” as I can see both ways that it is, and I can see ways that it is far more complex with good reasons, so I’m curious to understand your perspective here. I’m also curious your reasoning for banning loans for private home ownership and how you would make up the difference in services in the absence of property tax revenue (as in my area, property taxes pretty much go directly to schools, police, and fire).