Now might be a good time to take another look at public banking: https://www.publicbankinginstitute.org/

You know what would be interesting? A Y Combinator or Hacker News bank. That would be interesting, but in reality probably extremely hard to realise... Still a fun and interesting idea to occupy your mind in this times of solitude.

It is incredibly hard to get a banking license. Easier to buy an existing bank. Banking regulators are also biased as to the type of banks they want to support, making it difficult to stand up a narrow bank.

Consider finding opportunities to extract value from the existing banking system to achieve similar end goals. Maybe the Fed will lend to you if you can provide collateral they typically wouldn’t consider high enough quality? (Google “primary dealer lending facility”)

> You know what would be interesting? A Y Combinator or Hacker News bank

DKSB - Dunning-Kruger State Bank

Like founding a bank instead of robbing one?

"The Best Way to Rob a Bank is to Own One" - https://www.amazon.com/Best-Way-Rob-Bank-Own/dp/0292754183