Not sure about the Bay Area but a lot of restaurants are switching to delivery only (inc. the kind of places that never did delivery in the first place) so this money could go to them. Money can also be spent buying things in advance - for example concert tickets for late in the year. This will help performers/venues remain afloat in the meantime. Also - for local businesses that weather the storm, these people now have an extra $1k + extra bonus that they can spend to help get them back to black sooner.