Instead of focusing on making more money, focus on spending less. This reduces pressure, increases health and time to think and be creative. In my adult life I have spent years in low expense scenarios learning and creating. Forget the herd, do what you want to do. Move to a cheap place (avoid anywhere with a 'digital nomad' community) and go swimming, surfing, rock-climbing or cycling every day. Even if you have zero savings one remote gig or an occasional bout of local work will keep you going.