To add to your risk management analysis, I believe we're looking at more of a capped downside if you consider the timing. It's better to come down with it now, before hospitals are overflowing with the sick. We're just at a point where hydroxychloroquine is gaining traction as a treatment, so we have a viable response. We won't have a definitive cure or vaccine for several months, before which the number of people who are contaminated will skyrocket.