Re:Ask HN: How are you preparing yourself for a recession?
by Youden on Monday March 09, 2020 @05:46PM
(#22530185)
For people who don't want a proprietary solution, there's GnuCash on the easier end and Beancount/Ledger/hledger etc. on the harder end. Beancount in particular has Fava which is great for analysing spending and inflow/outflow more generally.
Also all of these work outside of America, which is usually not the case for the proprietary solutions (at least the ones I'm aware of).
Re:Ask HN: How are you preparing yourself for a recession?
by itpwang on Monday March 09, 2020 @04:10PM
(#22529226)
Much thanks for the Tiller recommendation.
I was initially using Mint for a bit, but got turned off due to their sketchy login authentication and business model (selling data).
Re:Ask HN: How are you preparing yourself for a recession?
by whatsmyusername on Monday March 09, 2020 @03:38PM
(#22528930)
Immediate, "put credit card here," in my face is a big ole nope from me.
Re:Ask HN: How are you preparing yourself for a recession?
by whycombagator on Monday March 09, 2020 @02:43PM
(#22528343)
> I can recommend Tiller Money: https://tillerhq.com
Looks interesting. Appears to be sign in with Google only, which is a shame.
Re:Ask HN: How are you preparing yourself for a recession?
by scohesc on Monday March 09, 2020 @03:08PM
(#22528611)
Moneydance is another paid option (with free trial) - pay once, and you own the software. No cloud connectivity other than uploading file to Dropbox (Optional) for anyone who respects the privacy of their financial data.
For those of you like me, who like spreadsheets but don't know exactly where to start, I can recommend Tiller Money: https://tillerhq.com. Sometimes the best place to start is just "knowing where you stand". But there's lots of great tools for personal finance. Pick one and hop to it.
But there's no secret magic there, and I'm not even sure I'm doing anything different now that I shouldn't have already been doing 2 years ago. I may not have spent so much money... but that's a me problem not the "result of a recession" problem.