It doesn't matter what your salary is, if you've got a big old mortgage and a wife and kids then losing your income is really scary. What if the job search takes longer than you expected? What if it takes much longer? He's already remote working, that massively narrows down his options. It's not as simple as just "get another job" and every day he doesn't have a job, bills are piling up.

I feel like all of those concerns are nullified if you just don’t quit your job before lining up another... which is what people usually do.

If the mortage/rental and family expense is in the same order of magnitude as the salary, it's little different than everywhere else.

Does this really apply to people earning as much as a quarter of a million? Surely at that point most of your money is disposable income?

>Surely at that point most of your money is disposable income?

Not if you're living in a major city with wife, kids, and a mortgage.