The cost of missed experiences? I think a great many (most? Nearly all?) people are missing out on a great deal. Working two jobs seems relatively normal. I'm of the impression that most people work so much to just get by and largely miss out on the category of "missed experiences." Missing their kids grow up, missing the scenery as it goes by, not having the time to keep friendships going. I think that someone who builds an empire like Trader Joe's likely led a more rich in experience life than most.