The problem is that when you break those costs down into buckets and then compare the buckets with other countries, we're overspending in all of them, by very large amounts. Pharma and admin is nibbling at the edges of the problem. We pay way more for inpatient and outpatient procedures than other countries do. We prescribe more procedures than other countries (possibly as a consequence of how well we've gotten at delivering procedures on an outpatient basis; the UK, for instance, apparently fixes fewer hernias, but that's probably a result of the fact that they do a lot more of then on an inpatient basis). Our doctors also just make substantially more money.