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Re:Ask HN: What automation tools have you used to replace mu... by RHSeeger on Monday February 17, 2020 @11:34AM (#22348801)
> you need to give YNAB your bank username/password

I am constantly amazed by the people that are willing to do this for various value-added finance sites; people that I would normally consider sane. Unless your bank provides (and you used) a read-only account authentication, if something goes wrong and your money disappears from the bank, the bank is going to tell you to take a hike. I can't imagine taking this kind of risk with my money.

Re:Ask HN: What automation tools have you used to replace mu... by avree on Monday February 17, 2020 @11:56AM (#22348944)
Sorry, but there’s no bank in the world that would tell you to simply “take a hike” if your password was breached and your money was stolen.
Re:Ask HN: What automation tools have you used to replace mu... by kingkongjaffa on Monday February 17, 2020 @12:02PM (#22348982)
They will if you literally give your credentials to a 3rd party when they explicity say don't give out your details anywhere, only between you and your bank.
Re:Ask HN: What automation tools have you used to replace mu... by Hamuko on Monday February 17, 2020 @12:40PM (#22349189)
Giving away your password voluntarily and knowingly is not a breach.
Re:Ask HN: What automation tools have you used to replace mu... by kazga on Tuesday February 18, 2020 @05:07AM (#22354804)
For me, the username/password gives you read-only access and any kind of transaction requires 2FA.