I absolutely agree, the problem is determining who is who, the relationship is so incestuous that who is the government and who private enterprise is sometimes vague when it comes to who they are acting for. When it comes to being weight in the balance I think the general public is the least wanting. By no means am I saying lets intact laws and retroactively throw these guys in jail, but the reality of the situation is that given the cozy nature of business and government in this sector nothing is going to happen until the general public starts calling for blood. They are embolden by all they have gotten away with it will not be reduced and no laws will be enacted until there is a fear of the general population. I think the mid-terms helped to stoke that fear. I don't want to get into the politics of the change but a mass flushing of Washington should send a signal. As well I think the general public has paid for their sins, I think the government has paid some with the mid-terms. I don't think the banks have covered their part of the tab yet. Which is why my tone reflects them being the most accountable.