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Re:Ask HN: Not-so-rich not-so-poor folks on HN, how do you s... by gshdg on Friday February 14, 2020 @11:50PM (#22333350)
4 parts rent to one part food to one part everything else (transit, utilities, laundry, etc), for recurring monthly expenses and small luxuries (a beer, a coffee, a movie ticket, etc).

One rent equivalent each to clothing and health care (includes dental and eye care) annually.

One rent equivalent per year to gifts; 3 to charitable donations; 1-2 for vacations; 2 for misc expenses and larger luxuries.

For every dollar spent, roughly a dollar goes to savings and a dollar to taxes (high tax locale by US standards, low by broader developed country standards).

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