Re:Apple Pay on pace to account for 10% of global card trans...
by xenspidey on Wednesday February 12, 2020 @08:30AM
(#22308614)
Google Pay (then Google wallet) came out in 2011, 3 years before Apple pay and 4 years before Samsung Pay. So no, Apple was not the one to field the technology.
Re:Apple Pay on pace to account for 10% of global card trans...
by ssully on Wednesday February 12, 2020 @10:11AM
(#22309383)
Yeah, but it was another case of Apple doing it better then anyone. I was an Android user from probably 2009 until 2016 and used Google Wallet as much as I could. In fact, I think I still have my Google Wallet card [1] in a drawer at home. The simple fact was Google Wallet's NFC payments were neat when they worked, but the support was terrible. I am not sure if it's because the US was so behind when it came to credit card terminal technology at the time, but the support incredibly lacking.
[1]: https://en.wikipedia.org/wiki/Google_Pay_Send#/media/File:Th...
Re:Apple Pay on pace to account for 10% of global card trans...
by rkuykendall-com on Thursday February 13, 2020 @05:40PM
(#22322137)
It's like how people say Microsoft had resolution independence before Apple. It's true... if you don't care that it was shit. This is HackerNews though, the spiritual successor to "No wireless. Less space than a Nomad. Lame."
In the US market, Apple Pay came on the scene way bigger and way earlier than anything else. The traditional issuers weren't interested. So of course Apple gets the credit: it was the one to actually field the technology.
Samsung Pay is different. It works with swipe terminals too, by generating a magnetic field that imitates a magstripe card. A few years ago this was a big deal: NFC acceptance was pretty much only at hipster coffee shops and food trucks with Square readers, where the clientele all had iPhones anyway. Not so much now that most terminals upgraded to comply with the EMV mandate also have NFC.