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Re:Apple Pay on pace to account for 10% of global card trans... by reaperducer on Tuesday February 11, 2020 @06:49PM (#22304244)
suggest that a "token" instead of a PAN is used for the transaction

Maybe because people know the word "token" and don't know what a "PAN" is. Apple has built a trillion-dollar company by speaking at the level of its customers, not technobabble.

Re:Apple Pay on pace to account for 10% of global card trans... by bcrosby95 on Tuesday February 11, 2020 @07:49PM (#22304645)
Your average customer doesn't know what either really mean.
Re:Apple Pay on pace to account for 10% of global card trans... by lilyball on Tuesday February 11, 2020 @08:24PM (#22304834)
I know that a "token" is some value that is used in the transaction. I still have no idea what a PAN is.
Re:Apple Pay on pace to account for 10% of global card trans... by MXfive on Tuesday February 11, 2020 @10:12PM (#22305391)
Primary account number, the 16 digit card number.