I think you're taking the analogy of "vote with your wallet" a bit too far. It's not actual voting, or democratic, it just means that whoever has the most money decides. It's not really comparable to a political system of voting (and if you think it does seem suspiciously similar, that probably means that political system is broken).

> I vote for what I think is best.

Maybe you're an exception, but if you're talking about "vote with your wallet", then the vast majority will actually vote what they think is best for their wallets.

I mean, if you're going to let money decide, then expect the outcome to benefit money.