Insurance != Healthcare or the financial capacity to see a doctor.
I have excellent insurance through my employer and still pay several hundred a month to cover my and my partners medical needs, on top of the insurance premiums in my paycheck. We are extremely lucky to be able to afford that but it's still nearly $500 a month that could be going to savings, retirement, a safer car, or more. Instead we spend about $6k a year to an inefficient system that doesn't produce better outcomes than universal systems like in Canada.
If your out of pocket excess is $1000 and you need $900 of treatment, but you also need to make rent, buy gas, feed your family ... well, you don't get the treatment (or you do, can't pay, and are made bankrupt). I think you might live in a slight bubble.
Yes, I pay a lot more tax, but then again, public transport, healthcare free at the point of need etc. etc. are worth it to me.
>You must understand that the vast, vast majority of people don't go to doctors. They don't have dentists.
Uhh… what? This sounds either out of scope for the US or just wildly inaccurate. Over 90% of Americans have insurance.
Edit: I do not live in a bubble. I stand by this comment, "only" 1/3 delay medical treatment [0]. The claim that the vast, vast majority of people never get it at all is simply false. Fact checks do not bear counterargument in a healthy discussion unless the fact check itself is lie.
[0]https://news.gallup.com/poll/269138/americans-delaying-medic... (2019)