Re:Your New Medical Credit Score Could Deny You Care
by zrail on Thursday February 06, 2020 @11:12AM
(#22257163)
This is where my family was in 2017. In 2018 I took a FT job with my biggest client when they offered to pay 100% of a significantly better health plan for my entire family. I didn't regret it then and I don't regret it now.
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Re:Your New Medical Credit Score Could Deny You Care
by uoaei on Thursday February 06, 2020 @11:17AM
(#22257238)
Congrats, sincerely, but it seems very wrong that an arrangement can exist where if you lose or leave your current job, you might die.
Re:Your New Medical Credit Score Could Deny You Care
by zrail on Thursday February 06, 2020 @11:35AM
(#22257434)
In the US if you leave your job for any reason you don't lose your insurance. You have access to the same plan for at least 18 months (some situations up to 36 months) through a law named COBRA. You have to pay all the premiums but that's what an emergency fund is for.
Re:Your New Medical Credit Score Could Deny You Care
by usefulcat on Thursday February 06, 2020 @12:04PM
(#22257808)
That doesn't address the underlying problem, namely the absolutely bat-shit insanely high cost of health care in the US. I have the cheapest family plan I can get. It comes with a ~$12k annual deductible and still manages to cost more than my mortgage every month.
Re:Your New Medical Credit Score Could Deny You Care
by learc83 on Thursday February 06, 2020 @11:47AM
(#22257607)
Under COBRA, you have to pay the employee portion plus a 2% administration fee, which means that for the average family you'll be paying 3x to 4x as much.
Re:Your New Medical Credit Score Could Deny You Care
by FireBeyond on Thursday February 06, 2020 @01:39PM
(#22258842)
How many families have an emergency fund that can cope with: rent/mortgage, car, utilities, and $2,000+/mo healthcare in the event of unemployment?