Maybe it is worthwhile to note that there is no money[1] that would not be someones loan from someone. Your moeny at the bank account? It literally only is "money" that you have lent to your bank. Cash? A bearer note from the central bank, i.e. a token that says that you are owed by the central bank.

[1] As per current typical definitions of money. If you consider gold or e.g. cryptocurrencies as money, then the statement does not hold.