Dude have you been every been mugged? I almost have been (ran away before they could corner me), and the damage being done is not about the possessions. It is a scary and even traumatic experience when a group of people follows you and tries to surround you at night when you are alone.

It damages your feeling of safety when outside (and I live in a very safe country). It cost me a year to lose my anxiety to go out when darkness sets in, even when just getting groceries. And I sometimes still am paranoid.