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Re:23andMe lays off 100 people as DNA test sales decline by CaptainZapp on Friday January 24, 2020 @04:45AM (#22136737)
it will not pay for the loss of earnings/business during your stay in the hospital and convalescence

I can't speak for other countries in Europe. But in Switzerland you have mandatory coverage from your employer.

The employer will pay your salary for a certain amount of time. After that insurance will kick in and pay (usually) 80% for up to a couple of years.

After that invalidity insurance kicks in. That's usually about 60% of your salary until retirement. You can buy added coverage to raise those percentages.

Bankrupcy for medical reasons is pretty much unheard of herearound.

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