I think any doctor would tell you that the amount of fast food I eat demonstrates that I am absolutely terrible at delaying gratification :)

I'm not a huge fan of the "rich people are more naturally inclined to be rich, which is why they're rich" arguments. There are plenty of examples about how the system is somewhat rigged to keep people poor.

Thanks for saying this. I think the mindset of the comment you're replying to can be dangerous.