Working for someone vs. doing your own thing

Re:Working for someone vs. doing your own thing by camhart on Tuesday January 14, 2020 @06:07PM (#22050173)

I was looking last year in Washington. Cheapest option for my family was ~$1800 / month, and that had a 14k deductible and ~20k max out of pocket. It also couldn't be used outside of Washington state (which sucks).

Went with the health ministry route because we align with their principals already, plus we can visit family out of the country and be "covered".

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Re:Working for someone vs. doing your own thing by gsbraitberg on Tuesday January 14, 2020 @09:59PM (#22051409)

Careful with the health ministry: https://www.nytimes.com/2020/01/02/health/christian-health-c...

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Re:Working for someone vs. doing your own thing by lotsofpulp on Wednesday January 15, 2020 @01:23AM (#22052133)

That’s because health ministry isn’t ACA conforming health insurance. It’s ridiculous the law had to allow those stupid plans to exist to be passed.

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Re:Working for someone vs. doing your own thing by deedubaya on Tuesday January 14, 2020 @06:09PM (#22050191)

Can confirm similar prices for a family of 3, no prior health issues.

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Re:Working for someone vs. doing your own thing by lotsofpulp on Wednesday January 15, 2020 @01:22AM (#22052128)

Since 2010 and ACA, health insurance companies are not allowed to factor in pre existing conditions for premium costs.

When you search for health insurance, you’re only asked for age and location and smoking. Basically, nowadays in the US, your health insurance premium is simply a function of age, and the premium for oldest person at 65 is limited to be a multiple of youngest (healthiest).

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