Right, but that is because of a flaw in their attempts to fix the problem of trying to stop people who are setting their names in attempt to insult and offend people.

Some people are trying to insult and offend, so they set their names as offensive and insulting names... in an attempt to stop that, Lyft messed up and blocked non-offensive names that share the same words as the offensive ones.

That doesn't mean words can't be insulting and offensive, it just means context matters and algorithms have trouble with context.