Well I can only speak from the point of being the bread winner for my household which the last few years has been getting hit hard by medical crisis after medical crisis, and despite every effort at cost cutting and saving, what cushion I've built up slowly gets consumed. And I'm in software.

The Aerospace folks don't enjoy the luxury of the exaggerated salary, last I checked.

So maybe there's some bias there. However, the circles I wander tend to face the same financial struggles as well. Just speaking from experience.