Dog insurer: 'jumping, running, slipping, tripping, playing' not covered (2016)

Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by CWuestefeld on Thursday December 26, 2019 @11:50AM (#21885033)

Our vet advised us against buying insurance. He said that in his experience, the policies tend to exclude a given dog breed's common maladies. So, for example, if your German Shepard ever got hip displasia, it wouldn't be covered.

We had Buster, the GSD, for 13 years and over the course of that time his vet treatments cost a fair amount in addition to normal stuff

* Root canal (he broke a fang chewing a rock)

* 2x surgery for ACLs in both hind legs

* surgery to remove carcinoma on his jaw

* prednisone shots for arthritis

That probably comes to something around $10K over those 13 years. But really, it's not that different from what we'd have been paying in premiums anyway.

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by mikemac on Thursday December 26, 2019 @12:02PM (#21885107)

I have a standard poodle and the breed is particularly susceptible to GDV (Gastric Dilatation-Volvulus).

My dog got it suddenly at around 1.5 years old and our insurance paid out for the full emergency surgery (about 5k) with no issues; as with any providers the details are what matter.

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by silverlake on Thursday December 26, 2019 @12:30PM (#21885301)

My pet insurance has been very good about covering most issues. It's marketed by the ASPCA, provided by www.cfpetinsurance.com. I've been very happy with their service.

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