Dog insurer: 'jumping, running, slipping, tripping, playing' not covered (2016)

Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by Waterluvian on Thursday December 26, 2019 @09:19AM (#21883931)

That's unbelievably depressing.

Canadian health insurers haven't been involved in any of the surgeries or pregnancies in my family. Where they were involved: dentists, massages, medications, I've never had any hassle.

Dealing with a pet insurer was eye opening. I can't imagine having to deal with that while a loved one was sick.

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by CWuestefeld on Thursday December 26, 2019 @11:43AM (#21884976)

That's unbelievably depressing.

The GP post is exaggerating quite a lot.

There are of course disagreements, but it's the exception rather than the rule. I just two weeks ago went to a specialist and got a prescription, with no questions asked.

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by alistairSH on Thursday December 26, 2019 @12:18PM (#21885203)

On the flip side, my wife spends hours per month trying to get RA meds covered. Despite what her MD thinks will work, insurance wants the lowest cost treatment possibilities, regardless of efficacy and (lack of) impact on QOL.

The American health insurance system is broken. Time to toss it out and try something else.

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by Waterluvian on Thursday December 26, 2019 @12:11PM (#21885155)

Thanks. Yeah it sounds so. I'm glad it's not as dire as some make it sound. But I think that even if this happens 1% of the time, it's awful. I can't imagine having to think about money when dealing with health issues. It was hard enough with a cat.

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by washadjeffmad on Thursday December 26, 2019 @09:33AM (#21884020)

Coming from the US, I guess I'm wondering if not using insurance was elective (like self-pay) or circumvented (like home birth)?

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by SuoDuanDao on Thursday December 26, 2019 @10:31AM (#21884430)

Canada has public and private insurance, something like a birth would be covered under public insurance. We just don't think of it as 'insurance' really, since we can't opt out, it comes out of our taxes, and is bought by health Canada rather than a separate plan.

There are also private health insurance plans that cover things not covered by the public insurance, optometrists and dentists fall under that category as do most paramedicals. When Canadians talk about 'health insurance' we're typically referring to the private kind.

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by Waterluvian on Thursday December 26, 2019 @11:05AM (#21884691)

That's a good point. I have never perceived it as insurance. To me it's just like having roads or a fire department.

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by Waterluvian on Thursday December 26, 2019 @09:39AM (#21884068)

Social medicine system paid for it all. For every ultrasound and Obgyn visit we just show our health card. For the birth in a hospital we just show our health card.

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Re:Dog insurer: 'jumping, running, slipping, tripping, playi... by Hello71 on Thursday December 26, 2019 @09:39AM (#21884071)

I assume they mean that they used the publicly funded insurance so did not have to claim anything.

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