Re:The falling price of a TV set
by nradov on Monday December 16, 2019 @05:54PM
(#21808402)
Dealerships generally can't conduct a real credit check unless you give them an SSN. You can absolutely still pay cash for a vehicle if you have it, but with interest rates so low right now it's wiser for most consumers with good credit to stay liquid.
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Yeah figured they need an SSN, but remember last time I was looking it up someone claimed there's some way to run credit with a driver license... Which they make a copy of before a test drive.
Not sure how true but I know there's some companies like LexisNexis with massive databases on people, so wouldn't surprise me if there's some some other way to gather info on people.
Then I heard some luxury dealerships can be jerks if they don't like the way you dress either... Yet in some areas with major tech like Silicon Valley, Miami or Austin there are probably young people with millions wearing just a shirt and shorts buying new sports cars.
Re:The falling price of a TV set
by andymcsherry on Tuesday December 17, 2019 @04:59AM
(#21812169)
Insurance companies can run a sort of mini credit score with just a name and address. It doesn’t show up as a credit inquiry and has a more limited set of details about each item.