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A comment on A $7 Credit Limit: Jack Ma’s Ant Lures Hundreds of Millions of Borrowers. Parent comment

Re:A $7 Credit Limit: Jack Ma’s Ant Lures Hundreds of Millio... by gexla on Tuesday December 10, 2019 @06:58AM (#21751653)
I actually don't have a credit card. I have a debit card and I use it for everything I can. I NEVER have to enter a PIN except at the ATM. Web based transactions wouldn't know if I physically had the card.

The PIN requirement for usage must be a European thing.

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Re:A $7 Credit Limit: Jack Ma’s Ant Lures Hundreds of Millio... by Doxin on Thursday December 12, 2019 @05:41AM (#21770829)
> The PIN requirement for usage must be a European thing.

It is. Over here a credit and a debit card work in significantly different ways. In the USA (and probably other countries too) a debit card is just a credit card that's more likely to get declined and gets billed slightly differently. Over here they are entirely different transaction systems as far as I can tell.

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