I'm in somewhat opposite situation. Spent a good chunk of my 20s like that. Keeping my costs low, working more during winters (but still nowhere close to full time), spending most of the summer time riding bicycles and visiting music festivals.

Ended up doing 180 on this due to "adult life" responsibilities but I plan to turn this into 360 sooner or later.

Could I have easier time now if I would have been working more a decade ago? Probably. But if I travelled back in time, I wouldn't change anything for less than guaranteed very cushy fuck-you money.