That's just mincing words. Fine, so it won't be a bank that helps you launder $100 million, but an employee of the bank. Ultimately, it is a human that makes the decision, not some abstract entity. I thought it would be obvious (and won't require the addressing of every irrelevant technicality) that banks don't provide money laundering services in their catalog, but above a certain sum, you can just shop around until you find willing individuals. Happy now?