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A comment on Apple Co-Founder Says Goldman’s Apple Card Algo Discriminates. Parent comment

Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin... by basch on Sunday November 10, 2019 @11:37PM (#21502183)
and also only works by giving them access to your checking account. anyone who uses credit cards to pay bills doesnt get a boost. doesnt seem worth losing the points over, id rather have 2% off my bills (unless the boost had a material impact on a mortgage rate, but then you would have to pay your bills for years with checking, hoping boost is still around.)
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Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin... by scarface74 on Monday November 11, 2019 @12:10AM (#21502316)
If you have credit cards, you’re already building credit so you won’t need it.
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Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin... by basch on Monday November 11, 2019 @02:28PM (#21507996)
you dont gain additional credit for paying your bills on a cc, if anything its slightly stunning your utilization.
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Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin... by scarface74 on Monday November 11, 2019 @03:09PM (#21508376)
That’s what I just said. If you already have credit, you won’t need the Credit Boost of letting them see your checking account. It’s meant for people who don’t have credit.
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