Re:Apple Co-Founder Says Goldman’s Apple Card Algo Discrimin...
by scarface74 on Sunday November 10, 2019 @09:31PM
(#21501674)
Eh, not quite. It’s fairly well-understood what is used to determine a credit score and basically how all that information is compiled.
Seeing that your first three points have nothing to do with your credit score and aren’t captured by credit agencies, you’ve kind of demonstrated that it isn’t well understood.
Credit applications usually just ask for your income. They only verify it my experience sometimes for car loans and only for the last month and they only go back three months for verifications for mortgages.
Seeing that your first three points have nothing to do with your credit score and aren’t captured by credit agencies, you’ve kind of demonstrated that it isn’t well understood.
Credit applications usually just ask for your income. They only verify it my experience sometimes for car loans and only for the last month and they only go back three months for verifications for mortgages.